Implementing Multiple Risk Classes for Business Partner Credit Management in S/4HANA

[NezaketHesenova]

Hi SAP Experts,

Our company's credit management process requires the ability to assign different risk classes to the same customer based on the credit segment they are associated with. Is there a way or a recommended approach in S/4HANA to achieve this requirement? We need to maintain distinct credit limits and credit control parameters for each credit segment independently for the same customer.
Any insights, best practices, or configuration tips would be greatly appreciated.
Regards,

[darrelzaulda]

Hi @NezaketHesenova,

This is an interesting requirement. If a customer (company A) has a 'very high' likelihood to default in payments based on publicly accessible data (e.g. financial statements, credit ratings, etc.), what can make company A to have a 'very low' likelihood of defaulting in payments?

Please refer to note 3107840 - How to update risk class in FSCM Credit Management? - SAP for Me for the configuration and further information.

Regards,
Darrel