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SAP recently made the SAP digital payments add-on consumer application API available to anyone who’s interested by publishing it on the SAP Business Accelerator Hub. This is great news for you if you are looking for a simple way to integrate your own applications, such as solutions involving online stores or customer portals, to multiple payments service providers (PSPs) without the need for numerous direct connections between the applications and these PSPs. 

The SAP digital payments add-on is a Public Cloud service running on the SAP Business Technology Platform, which acts as a hub between consumer applications and PSPs. The API describes all SAP digital payments add-on consumer application endpoints including their operations and parameters. From a technical perspective, your main task if you want to use this innovative new approach is to ensure that your consumer application can access the endpoints required for the processes you want to implement. The PSPs themselves are responsible for enabling the communication between their solutions and the SAP digital payments add-on. To do this, they each have to develop an ‘adapter’ that can access the endpoints required for the processes they want to provide to their customers. These processes may be payment card processes or online payment system processes (known as ‘external’ payment processes).

Of course, in addition to the technical side, you have to sign a contract for the SAP digital payments add-on as well as with the PSP(s) you want to use.

Sound interesting to you?

For details of the SAP digital payments add-on consumer application API, see REST API | SAP Digital Payments Add-On APIs | SAP Business Accelerator Hub

For more comprehensive information about the SAP digital payment add-on in general including the various integration options, see https://help.sap.com/docs/DIGITALPAYMENTS