SAP Treasury and Risk Management Loan/Deposits, Interest Accrual Calculation

[marcelinho33944]

Dear colleagues,

let's assume we have a very easy loan contract.

Start Date 01.05. , end date 01.07.

Loan value: 7.000.000 EUR, paid by the end of the contract on 01.07.
Interest rate 10 %

When we post the accrual for the key date 31.05. the system is calculating 7.000.000 * 0,1 / 12 = 58.333 EUR, which is correct.

The problem comes with the second accrual. Here the system is calculating the cumulated accrual which is 116.666 EUR as it's calculated for May and June. 
We would like to have only the value of the period June as the accrual posting which is 58.333 EUR aswell. That means the system should check when the last accrual was posted and should only post the outstanding value till the key date (for example 30.06.2024).

Do you know any possibility to avoid the cumulative accruals?

Thanks so much and best regards,

Marcel 

SAP Treasury and Risk Management Treasury Management