Loans Management General Inquiry

[Former Member]

Hi experts,

I am SAP FI consultant and will be involved soon in a SAP implementation project, where the customer shall implement the SAP Loans Management, where as the nature of their core business is all about Funding some industrial organizations, granting them loans in form of disbursements, and charge their clients for additional fees, like evaluation fees for the projects and other fees.

So, my target is to study the Loans Management, but as far I know, based on some search, I found that the Loans Managements is handled under two different areas on the SAP:

1. The Treasury and Risk Management.

2. The Bank Applications (SAP for Banking)

So if I am mistaken please correct me, if I am correct, may someone kindly help me to have a clear simple comparison between the two types and their basic functionalities, needs and when to use each one.

Thanks in advance,

Yours sincerely,

Ahmad Mahmud,

[former_member357303 · Accepted solution]

Hi,

there migt be even more options 😉

In ERP there is FS-CML loans management supporting all the processes a bank needs for loans.

Including FI customer account integration.

Loans can also be handled in TRM. Typically if the loans are less complex and stuff like dunning, IOA or so is not in the focus.

And in addition there are the loans on platform. Including lots of services for integration in customer processes / UIs.

Kind regards,

Michael

[Former Member]

Thanks a lot Michael,

Just may you kindly clarify more for me:

1. what the FS-CML stands for and how to reach it on the ECC menu?

2. whether it needs another license or it is included with the ERP license?

3. As per the brief idea about my client's business nature, and based on your experience, is the FS-CML will be enough to cover the business needs and requirements?

If you need more clarification in order to kindly assist me more whether it is fitting or not, please let me know to give you more details.

Again thank you very much and look forward to hearing more you.

Sincerely,

Ahmad Mahmud,

[former_member357303]

Hi,

it's Consumer and Mortgage Loans.

It belongs to the EA-FS extension and can be found here:

Accounting

Bank Applications

Loans Management

Or in IMG

SAP Banking

Loans Management

Regarding licensing I would recommend to discuss that with the responsible account manager.

Typically CML supports all necessary processes and often the question is if it's too much and for example a loan in TRM would be sufficient 😉

Kind regards,

Michael

[Former Member]

Thank you very much Michael for such clear and sufficient answer

Best regards

Ahmad Mahmud,