I need some help concerning the calculation of accruals/deferrals in CML.

[Former Member]

In SAP-online documentation there are announced 2 different methods of accrual calculation in SAP-CML:

1. • Linear is used for discount/premium accrual/deferral, accrual/deferral for processing charge and for other accruals/deferrals.
2. Proportionate to interest is used for discount/premium accrual/deferral, accrual/deferral for processing charge from consumer loans.

What means the method Proportionate to interest: Does this imply a calculation of deferrals proportional to the nominal interest, or rather to the effective interest?

[former_member357303 · Accepted solution]

Hello,

FNRA does not support accrual according to eff. interest rate.

So it's nominal.

Kind regards,

Michael

[Former Member]

Hello Michael, thanks for your fast return, so do you know a remedy, the customer asks for effective interest-proportionate accruals...Don't tell me I have to develop it!

Regards, Sebastian

[former_member357303]

Hi,

there is a "small" solution available with note 1536151.

Full solution is only available if you transfer CML data to CFM.

Kind regards,

Michael

[Former Member]

Hi Michael,

even the small solution sounds lengthy. But nevermind, perhaps it is worthwhile to implement it. Thanks a lot for your assistance.

Best regards, Sebastian