Calculation basis for interest rate

[Former Member]

Hello all,

i'm working on sap banking, and have to create a loan contract with different interest rate.

For example, if my commitment capital is 10000€ and i want to put a financed service (like an insurance) of 2000€, i want to calculate a 5% interest rate on the commitment capital, and a 7% interest rate on the financed service on the same contract.

I saw that for this kind of issue i have to define a specific calculation basis for my two different interest, but i cannot understand how.

Thanks in advance,

Andrea Montabone

[former_member207607]

Dear Andrea,

by IMG --> Specify Time-Based Terms

You can link Your interest indicator to a Variable interest rate into the field "Ref interest rate" (technical field V_T056A2-REFERENZ) and furthermore adding a Percentage rate to the reference interest rate into "Premium" field (technical field V_T056A2-ZUSCHLZINS) .

I hope that this can help.

Mauri

[Former Member]

Thank you Maurizio, but i cannot find the Specify Time-Based Terms process in my sap BS7 system. Are you sure is for sap banking system ?

[former_member207607]

Dear Andrea,

You're writing the posting into Financials. SAP banking System probably has another Community.

Thanks.

mauri

[Former Member]

I'm really sorry, i'll post again in the correct place.

Thank you indeed.