What is the Payment process in realtime.

[former_member802416]

HI.

I am new to SAP FICO so I want to know how will the payment process in real-time and what are the interfaces will use?

If we use the DME then how will be the banker portal for uploading the DME file. Are there any specific interfaces will we use?

Regards,
Krishna Vamsi

[sanilbhandari]

Hi

I would assume you are on S/4HANA since you have tagged the question accordingly. You could potentially look at scope items J68 and J70

https://rapid.sap.com/bp/#/BP_OP_ENTPR

Since you have not mentioned your application architecture and what your bank needs to send the payment instruction file, I would suggest to look at the below blog:

https://blogs.sap.com/2020/09/09/corporate-to-bank-connectivity-in-sap-an-overview/

First of all check with your bank on how they expect file to be sent, what are transmission protocols etc, before dwelling into how it could be done. Depending on your bank requirements, you might want to put in specific details on your question.

Thanks & Regards

Sanil Bhandari