RE-FX Intereses

[RoxRodriguez]

Buenos días Estimados,

Quisiera hacerles 2 preguntas a ver si alguien puede ayudarme:

1) He cargado un contrato en RECN, cuyo flujo de caja coincide casi entero con el cronograma provisto por el cliente, pero tengo una pequeña diferencia en los intereses, el cual no logro encontrar la manera de ajustarlos. 

En donde se completa la tasa de interes, completo con la proporcionada por el banco para el leasing, y el desglose de intereses a lo largo del contrato, no coincide...saben si hay alguna manera de ajustar los intereses de manera manual?

2) Por otra parte, el contrato en cuestión, lleva un año ya devengado, pero el modulo de REFX recien ahora en diciembre se implemento. Lo transcurrido durante el 2024, fue contabilizado desde el modulo FI, cual es la mejor practica para realizar este ajuste y continuar llevandolo por medio del modulo REFX sin duplicar movimientos?

Desde ya les re agradezco el tiempo.

[andre_nakratzas]

Hi just responding in English so it is easier for other people to comment.

There are many factors that impact the interest calculation. Normally the frequency term on the valuation rule the payment term is set to "In arrears". Also in the valuation rule config there is a drop down regarding the "Interest calculation method". This will also have an impact. Look at the F1 help text for further information.

Also very often what the customer has been using is not necessarily correct so that might require an adjustment in the ledger as the interest is fully calculated in RE-FX.

Regarding questions #2 have a look at KBA note 2544232 - Leasing: Handling transition scenarios. This will provide a lot of information on the options and prerequisites of handling contract migrations.

Regards, Andre

[RoxRodriguez]

Thank you so much for your help! I will look into the configuration of the valuation rule to see if I can arrive at the interest amount I need or, alternatively, give the user the option to manually adjust these values. Regarding point 2, Scenario 1: Transfer of finance leases that existed before the application date matches my scenario, so I will propose the detailed steps. Thanks again for this, it was very helpful!

[RoxRodriguez]

I tried all the options in the 'Interest Calculation Method,' and none of them matched the exact amount. The user insists that there is a way to manually modify them or to input the calculation in some way, just as the bank has it, in order to achieve the EXACT monthly interest amount, but I still can't figure it out.

[andre_nakratzas]

Hi there are not too many options for the interest as this components is automatically calculated. You will need to fully understand how the calculation is done by the customer and then compare this with the calculation done in SAP. There is always the chance that the customer's calculation is wrong.

In the following note 2555105 - Explanation of calculations IFRS 16 / US GAAP ASC 842 you can find information about the calculation performed in SAP as well as the option to implement a BAdI for the interest calculation. Also have a look at note 3441594 - RE-FX: Leasing - interest calculation for proportional period.

Regards, Andre